SEKISUI HOUSE U.S., INC.
Categories of dependency expected for this filer that were actually found stated in Risk Factors / MD&A.
Extracted from Risk Factors / MD&A, checked verbatim against the source text before being stored.
“Changes in general economic, real estate and other business conditions may have an adverse effect on the homebuilding and mortgage industries”
“Changes to monetary policy or other actions by the Federal Reserve or governmental agencies could have and have had an adverse effect on interest rates (including mortgage interest rates), equity markets and consumer confidence.”
“An oversupply of alternatives to new homes, including foreclosed homes, homes held for sale or rent by investors and speculators, other existing homes, and rental properties, can also reduce our ability to sell new homes, depress new home prices and reduce our margins on the sale of new homes.”
“Terrorist attacks, acts of war, other acts of violence or threats to national security, and any corresponding response by the United States or others, or related domestic or international instability, may adversely affect general economic conditions or cause a slowdown of the economy.”
“Additionally, the factors discussed above may increase our counterparty risk, which may include, among others, banks under our credit facilities and mortgage purchasers who may not be willing or able to perform on obligations to us.”
“Furthermore, any adverse changes in the economic conditions discussed previously could increase the default rate on the mortgages we originate, which may adversely affect our ability to sell the mortgages, the pricing we receive upon the sale of mortgages, or our potential exposure to recourse regarding mortgage loan sales.”
“Increased competition levels in the homebuilding and mortgage lending industries could have a negative impact on our homebuilding and mortgage operations.”
“If land is not available at reasonable prices or terms, we could be required to scale back our operations in a given market and/or we may operate at lower levels of profitability.”