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STRATUM

PLAINSCAPITAL CORP

PLAINSCAPITAL CORP
CIK 0000822083 · State Commercial Banks
Disclosure completeness
8 / 10

Categories of dependency expected for this filer that were actually found stated in Risk Factors / MD&A.

What the filing says drives results

Extracted from Risk Factors / MD&A, checked verbatim against the source text before being stored.

MACROECONOMIC DEMANDItem 1A Risk Factors

A further adverse change in real estate market values may result in losses and otherwise adversely affect our profitability.

CREDIT COUNTERPARTYItem 1A Risk Factors

we are exposed to the risk that our loan customers may not repay their loans according to the terms of these loans

MACROECONOMIC DEMANDItem 1A Risk Factors

Recent negative developments in the financial industry and the domestic and international credit markets may adversely affect our operations and results.

MACROECONOMIC DEMANDItem 1A Risk Factors

Concerns about the European Union’s sovereign debt crisis have also caused uncertainty for financial markets globally.

MACROECONOMIC DEMANDItem 1A Risk Factors

Our geographic concentration may magnify the adverse effects and consequences of any regional or local economic downturn.

MACROECONOMIC DEMANDItem 1A Risk Factors

Our business is subject to interest rate risk, and fluctuations in interest rates may adversely affect our earnings, capital levels and overall results.

CAPITAL ACCESS LIQUIDITYItem 1A Risk Factors

We are heavily dependent on dividends from our subsidiaries.

REGULATORY COMPLIANCEItem 1A Risk Factors

We are subject to extensive supervision and regulation that could restrict our activities and impose financial requirements or limitations on the conduct of our business and limit our ability to generate income.