State Auto Financial CORP
Categories of dependency expected for this filer that were actually found stated in Risk Factors / MD&A.
- Filing
- 0000874977-21-000035 (10-K)
- Period
- 2020-01-01 to 2020-12-31
- XBRL tag
- us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax
- Context
- i593dccab216d454ea99710830262ece0_D20200101-20201231
- Mapping
- seed · confidence 1.00
Extracted from Risk Factors / MD&A, checked verbatim against the source text before being stored.
“a downgrade in our credit rating could negatively affect the cost and availability of debt financing.”
“A downgrade in our financial strength ratings could, among other things, negatively affect our ability to sell certain insurance products, our relationships with agents and our ability to compete.”
“Limits on the ability of our insurance subsidiaries to pay dividends could adversely affect STFC’s liquidity”
“Our business success and profitability depend, in part, on effective information technology and telecommunication systems.”
“If we are unable to keep pace with the advancements being made in technology, our ability to compete with other insurance companies who have advanced technological capabilities will be negatively affected.”
“If we experience difficulties with outsourcing or other third party relationships, our ability to conduct business might be negatively impacted.”
“Our independent agents, who are part of the independent agency distribution channel, are our sole distribution method for our personal and commercial insurance products.”
“in any given period we may drive a significant portion of our business from a limited number of agents and the loss of any of these relationships could have a significant impact on our ability to market our products and services.”