MPB
Categories of dependency expected for this filer that were actually found stated in Risk Factors / MD&A.
Extracted from Risk Factors / MD&A, checked verbatim against the source text before being stored.
“generating and retaining retail deposits remains critical to the future funding and growth of the business.”
“the profitability of Mid Penn depends principally upon the Corporation’s ability to successfully compete in its market area.”
“such collateral values dependent and subject to change based on real estate market conditions within its market area”
“As the interest rate environment changes, Mid Penn’s fair value of securities will change.”
“Changes to capital requirements could materially affect the profitability of Mid Penn or the fair value of Mid Penn stock.”
“The Bank primarily uses deposits and, to a lesser extent, wholesale borrowings to finance lending and investment activities.”
“All borrowings, except for lines of credit with the Bank’s correspondent banks, require collateral in the form of loans or securities.”
“Collateral levels, therefore, limit the extent of borrowings and the available lines of credit extended by the Bank’s creditors.”